Even though its a love song its inception is based on an incident when they were trying to break from Maurice Starr.

He told them if the entire group could stand outside during a thunderstorm he would let them break their contract. They stood outside for 17 hours until Mike Bivens got hypothermia.

They relayed the story to Jimmy Jam and Terry Lewis and the song was born.
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. . . If I have something to say when there is a reason involved, I am perfectly willing to talk. Katherine Hepburn