im not talking about closing and other costs that come with buying the actual house. But I am talking about shit you will need now that you own a house. Cleaning supplies. We bought a 2 story and only had 1 set of supplies before that. I got tired of hauling shit up and down the stairs all the time. Had to purchase two of everything. I mean it was only like $40 but you have enough $40 purchases that were not budgeted for and you have a problem. I think I spent almost $300 on light bulbs. Do you have a yard? Gotta buy a lawn mower, weed whacker, push broom, dust pan, bags for the yard, etc. You have a water hose? Those little things will kill your budget. At the same time they will kill your time from running to and from the store every few days. Dont forget the plungers either.