>so i had to dig deep to make 20% happen, but it wasn't easy.
>and it took a longass time.
>
>i think that was the problem..i was so focused on that 20%
>that i didn't budget for shit i just didn't know about. so
>each "oh and there's this adjustment.." hit me really hard
>lol.
>
>i meant budget an ADDITIONAL 10-20 for "just in case's"
>
Yeah, although I will be getting home warranty insurance, I will still need to have reserve money just in case shit happens. One of my homeboys told me that shit will happen, no matter what, so you are correct.

My concern now is knowing how I will furnish my house and what rooms are a priority, what type of furniture to get, etc.