But, I was told that I do not need an inspector for a new home. However, that may be misinformation. Also, in regards to appraisals, the lender has say so on who is chosen, not the buyer. Oh, I have to pay mello Roos, which I was told last night by a co worker is not tax deductible. I hope that isn't true.

You are right, I will have to work. Also, I have to go furniture shopping which will be a challenge in itself.

I am not looking forward to paying the amount of mortgage that I will be paying, but I feel that I have no choice but to do it because...quite frankly, I make too much money not to own a home. I would rather to through this than have the government continue to kill me in taxes. Being unmarried and childless, at my age, has some disadvantages.

But, the home I am buying is nice..if you want, I can give you a run down on what I am getting with the home.