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Forum nameGeneral Discussion
Topic subjectIt's a passive mutual fund with moderately high fees
Topic URLhttp://board.okayplayer.com/okp.php?az=show_topic&forum=4&topic_id=12767194&mesg_id=12767340
12767340, It's a passive mutual fund with moderately high fees
Posted by PimpTrickGangstaClik, Mon Mar-30-15 07:30 PM
You could do the same thing yourself and it would 3 to 4 times cheaper.

Example: You have $10,000 to invest
For their low end package, the fee is 0.35% per year. So you would pay $35 per year


But the funds they invest your money in have much lower fees:
Vanguard Total Index (VTI) - 0.07%
Vanguard Large Cap - 0.09%
Vanguard Mid Cap - 0.09%
Vanguard Small Cap - 0.09%
Vanguard Emerging market - 0.15%

Their bond funds are similarly low cost too.

Mix that up yourself, you would probably be looking at $10 per year in fees.


But I guess there is the convenience/usability factor.