We just got finished paying off her day care expenses in December (good thing the day care manager liked my wife and loved my daughter).

The idea of leaving your child with one of your parents makes perfect sense from a monetary sense, but you may be trading one set of issues for another. As much as I love my mother, and as much as she helps out now, there would have been bigger problems if our daughter was with her most of the day 5 days out the week.