Hi, former Senior Loan Officer, former Mortgage Broker, senior Wholesale Account Executive for an A-paper and subprime lender, nice to meet all of you.


What deej is saying is 100% dead on accurate for the majority of this country that ISN'T NYC or LA.

What perplexes me, though, is that when it was possible to buy a house with 100% financing with a 560 midscore, why weren't we gettin in on that? Most of my clients were white or Indian when I was flippin mortgages and a lot of couples in their 20's were coppin cribs with a 580, but they were overwhelmingly white.


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