>im giving exact figures
>ways to get into a house if you only make $18,000 a year
>
>you dont need to know the WTI spot price in order to buy gas
>just choose the station with the lowest price!
>
>i told wade a couple can buy a house in Nashville on a CNA's
>salary + gas station cashier (~$30,000)
>i proved it via the numbers using a FHA loan
>

I'm not disputing your perspectives or the evidence to support your opinion.

>main thing is they need to pay their bills on time and get
>their credit scores up


But this is not the only thing that people need to do. There's a lot more. I think you are oversimplifying the whole context -- here.



.
.
.
"America, stop turning our Court Houses of Justice into Dens for Justified Murderers."