12684521, because I spent 12 years without one and it affected my credit
Posted by sixteenstone, Thu Dec-25-14 03:14 PM
so now I have a measly little one that I built credit with, but the limit is so low it's not worth having.
I just want a better card with a limit that's large enough for emergencies. The one I have is so "meh", no real benefits.
I also have a platinum AMEX that I was added on the account so it's not truely mine. I don't ever use it, the account activity counts towards my score.
It went up 48 whole points in a month! Plus I get a priority card to get in all the airport lounges. I want a card of my own that has travel points.
On top of that, my debit card keeps getting hacked and frauders are using it. Someone got me for nearly $200 last week.
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