At my old job. It was for 145. After 2 yrs it apparently converts to a regular account. Also last week someone hit my car and knocked the trim off the side door and I got a check for $2600. The first estimate I got was for $1500. So I was very pleased when I took it to the other drivers insurance company and their repair guy said $2600 and cut me a check on the spot. It's a 10 yr old car (sonata) I paid $4000 for. I could glue the trim back on and it would look about the same. I will probably spend a few hundred fixing it up though.