my company is doing a public service announcement (as well as other things) for the national council on economic education (ncee) which includes copy/makes points like:

"Children can learn economic literacy skills as early as kindergarten. But not many are. Over 50 years ago, the NCEE identified a gap between what children need to know about economics and what they are being taught. The NCEE has been working to close that gap ever since. Today, it is more important than ever. That our children have ability to think, choose and function in a global economy is imperative."

{image of 6+ children}
"5 of these children will be left behind in the global economy
4 will never be able to manage a household budget
3 won't know how to save for retirement
2 won't learn to balance a checkbook
1 organization can change that..."

i remember learning how to balance a checkbook, using fake money in school to make purchases and count change back and such...
but the bad financial/spending example my mom set is the one i followed, unfortunately... i hope i can help my daughter be smarter with money... allowance is key.