i mean, i guess it's a no brainer so maybe "genius" is a stretch.

the reason why it's so smart is it gives the Dubs flexibility in the long-term. Assuming Steph stays healthy most of his remaining career, Steph is a GSW lifer.

But let's say the finances say they can't pay someone in a few years. They can lose Dray or Klay down the road and still have enough bullets in the clip to win a title with Steph, KD and some other pieces.