But it's also made me a lot more afraid of either losing this job or finding a new job, because I'm worried the benefits somewhere else will be worse. That to me is the key with M4A (which I agree with,) I would gladly take it if it meant that I wouldn't have to worry about my health care going away/deteriorating if I took a different job (or if my employer decides to up and switch plans.) Because the instability is the thing that makes American health care so fucked.