Cosby's accusers were not out for money, but for justice. using the Constand example (the first one we knew about): she tried a criminal trial FIRST, and lack of evidence that could bring things to trial sunk it. a civil suit followed, with 13 witnesses attached, that Cosby settled and the details of which remained sealed for years.

this differs from MJ, in that while outcomes were similar, the motives were different.

with MJ: the accuser wanted a civil trial first and got it. nothing kept them from proceeding with a criminal trial, even money. without their participation, MJ couldn't go to trial. it was a pyrrhic "victory".

with Cosby: the accuser wanted JAIL. couldn't get that, so only legal recourse was civil. Cos paid it off, kept the material sealed.... came out 10 years later, now he's in JAIL based on what he said in the civil case.