If you relying on investing in anything related to stocks, then that throws the whole "financial independence" thing completely out the window. You're very MUCH dependent on a TON of factors...

Then there's this list, or the "10 pillars". Each and every one of them is faulty:

Lowering your housing costs

Driving used cars

Cutting the cable

Lowering your tax liability by maxing out your tax-deferred
vehicles such as your 401k, 457, 403b, IRA, HSA, etc.

Using cheaper cell phone service

Use credit card rewards and smart financial habits to help fund your travel

Cut your grocery bills

Increase your income and consider adding multiple income streams

Low-cost index fund investments

The 4% rule: The ultimate equation behind achieving financial independence. (The 4% rule involves how much you can safely withdraw from your nest egg each year in order to make sure you still have enough money down the road.)



"Get ready....for your blessing....."