Some of them got that emergency stash in case it all goes south. Can't blame them for that but that money needs to be put back on the table at some point. You're worried ya'll might never retire while she's starting to talk about taking fancy trips, upgrading her car or taking a break from work.

On the other hand, they tend to use their stash to take care of everybody else while we'll stick to immediate family and our parents. She's lacing first and 2nd cousins up with graduation gifts on the low while you barely wanna send a card lol