So, I've long wanted to go back to school and finish my degree. I've constantly made excuses and put it off. At this point in my career I really don't know how much of benefit it will be for me. I work in the I.T. industry and have advanced within this industry and from a financial perspective am doing better than a lot of my friends and fam that have post grad degrees. I've said I will finish because it's something I want for myself. But now with a wife and kids, I really could save the money for their education. God forbid they have to be tied to student longs for as long as my wife and I were.

I will be 44 this month and feel I should be focusing on our kids future and retiring. What do you think???